Archive for the ‘Retirement’ Category

Can Women Bridge the Retirement Savings Gap?

Monday, August 11th, 2008

Many studies have shown that women lag behind men in saving for retirement. In a 2008 survey of more than 1,300 workers or retirees over age 25 by nonpartisan Employee Benefit Research Institute (EBRI) and Matthew Greenwald & Associates, 68% of women and 76% of men said that they "had" ...

Don’t Let the Rules Overtax Your Retirement

Saturday, June 7th, 2008

Due to common pension plan requirements and Social Security rules, ages 55, 60, 62, and 65 often surface as benchmarks in retirement planning. But planning for your 70th year and beyond could also be crucial because of Social Security and tax rules that change when you reach age 70 and ...

Don’t Let the Rules Overtax Your Retirement

Friday, June 6th, 2008

Due to common pension plan requirements and Social Security rules, ages 55, 60, 62, and 65 often surface as benchmarks in retirement planning. But planning for your 70th year and beyond could also be crucial because of Social Security and tax rules that change when you reach age 70 and ...

Safeguard Your Retirement in Hard Times

Friday, May 2nd, 2008

Investment losses, job loss or downsizing, an upward adjustment on your adjustable rate mortgage, and higher prices on everything from gas for your car to rice for the table are only some of the current factors that could derail your financial planning for your golden years.When your income is not ...

Strategies for the “Sandwich Generation”

Thursday, April 3rd, 2008

Whether you're a baby boomer or a member of Generation X or Y, chances are you'll someday belong to the Sandwich Generation. Spanning in age from the mid-30s to 60s, these people are "sandwiched" between caring for their aging parents and supporting their children at the same time.There's even a ...

Election 2008: The Pocketbook Issues

Thursday, April 3rd, 2008

So far the Presidential campaign has focused on foreign policy, immigration, health care, and, of course, the broader economy. But candidates Clinton, McCain, Obama, et al. are also being urged to tackle the financial issues that affect Americans' pocketbooks.While the issues involved—tax incentives for saving and ways to sign up ...

The Candidates on the Pocketbook Issues

Thursday, April 3rd, 2008

Americans of all income levels face some tricky times ahead when it comes to their personal finances. What steps would the men and women vying to be the next President take to help bolster your bottom line? Below, in alphabetical order, we lay out some of the stances the current ...

The Right Insurance for a Rocky Economy

Thursday, April 3rd, 2008

Unemployment currently stands at 5%, but David Wyss, the chief economist for Standard & Poor's, sees it creeping up to 5.5% by the end of this year. That means as many as 750,000 Americans could lose their jobs in 2008. Are you prepared—financially, if not emotionally—if you lose your job? ...

The Candidates Face the Baby Boomers

Thursday, April 3rd, 2008

During the next President's term, baby boomers will begin to retire in earnest. The U.S. Census has predicted that between 2000 and 2010, the number of Americans age 45 to 64 will increase from 62.4 million to 81 million; and those age 65 to 84, from 30.7 million to 34.1 ...

Outwitting the Estate Tax

Thursday, April 3rd, 2008

In a time when many folks are worried they won't have enough money for retirement, others are worried they'll have too much left over. The estate tax now sits at 45%, and while the exemption will grow to $3.5 million and then disappear by 2010, the estate tax is set ...