Where to Get a Personal Loan
There are many different places to take out a personal loan from. In this article, we’ll look into what’s the best place for you. If you need a cash injection, you are probably inundated with lending options. But what are the best places to get a personal loan? You should get a personal loan when […]
Can You Get A Home Equity Loan With Low Income?
Getting a home equity loan can be a great way for homeowners to pay for both planned and unexpected large expenses, but what if your income is relatively low? Can you still tap into the equity in your home? Here’s how to get a home equity loan with a low income. Making the strategic choice […]
What are SWIFT Payments?
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) is a member-owned cooperative society under Belgian law and is owned and controlled by its shareholders. More than 10800 Financial Institutions in over 200+ countries use SWIFT Network to transfer their financial messages with their correspondents (cross- border or domestic) in a secure, reliable and faster manner. […]
FinCraft DoorStep Banking Solution for Financial Inclusion
In India financial inclusion is a very huge challenge. The present government has undertaken a massive exercise thru Prime Ministers Jan Dhan Yojana to make financial inclusion a reality. More than 10 crore accounts have been opened in the last few months and 75% of them have been issued Rupay debit cards with insurance and […]
Should central banks address the buildup of bank risk taking in the conduct of monetary policy?
The Global Financial Crisis and the ensuing persistently low interest rate environment have fostered a reconsideration of the role of financial stability in the conduct of monetary policy. Financial crises are often preceded by increased risk taking on the part of banks, which lays the seeds for a subsequent financial panic. At the same time, […]
Do investors care about consumption taxes? Evidence from financial markets
Despite the near global adoption of value-added taxation (VAT) policies, relatively little is known regarding the financial market response to VAT changes. In my job market paper I address this gap by providing an answer to the question, “Do investors care about consumption taxes?” I find that they do. Using an event-study setup and daily stock market […]
Rise of superstar firms and fall of the price mechanism
Over the past several decades, we have seen the rise of superstar firms such as Google, Amazon, and Apple. In my job market paper, I investigate how these superstars affect the macroeconomy. Some existing works focus on the impact of these firms on labor share (for example, Autor et al. 2020) or business dynamism (for example, […]